Turn the tables on abusive collectors and defective products. Attorney Demers fights to put money back in your pocket — winning damages for Detroit consumers.
(313) 655-9214 — Free Case ReviewFederal and Michigan law give consumers powerful tools against abusive collectors, defective products, and unfair credit practices.
Debt collectors and creditors have teams of lawyers. You deserve someone in your corner too. The FDCPA and Michigan's consumer protection statutes give you real legal rights — but only if you enforce them.
Attorney Kenneth Demers began his career in consumer law at Wayne County Neighborhood Legal Services. He understands the tactics collectors use and knows how to fight back.
✓ FDCPA violations — harassment, threats, calling at illegal hours, false representations
✓ Michigan Lemon Law — defective vehicles, warranty disputes, buyback demands
✓ Consumer credit — inaccurate credit reporting, identity theft, FCRA violations
✓ Debtors' rights — wrongful garnishment, unlawful repossession, creditor workouts
✓ Credit repair — disputing inaccurate info, rebuilding credit after hardship
Collectors who violate federal law owe you up to $1,000 in statutory damages plus attorney fees. We make them pay.
Bought a defective vehicle? Michigan law requires manufacturers to repair, replace, or refund. We hold them to it.
Inaccurate credit reports cost you jobs, housing, and loans. We dispute errors under the Fair Credit Reporting Act.
Wrongful garnishment? Illegal repossession? Creditors must follow strict rules. We enforce them.
You have legal rights — they may owe YOU money. Free consultation.
Call (313) 655-9214The Fair Debt Collection Practices Act gives you the power to fight back — and collect damages from abusive collectors.
Free Case ReviewThe FDCPA prohibits collectors from calling before 8am or after 9pm, using threats, misrepresenting debts, and contacting you at work after being told to stop. Violations entitle you to up to $1,000 in statutory damages plus attorney fees.
A new vehicle qualifies if it has a substantial defect the manufacturer cannot fix after 4+ repair attempts or 30+ days out of service, within the first 3 years or 36,000 miles.
Yes. The FCRA requires accurate reporting. If you dispute an error and they fail to investigate or correct it, you may recover actual damages, statutory damages up to $1,000, and attorney fees.
If your new vehicle has repeated defects the dealer can't fix, you may be entitled to a full refund or replacement.
Call (313) 655-9214From debt collector harassment to defective products — we hold corporations accountable for consumer rights violations.
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